================== RANT OF THE DAY ==================
I'm thinking of goin back to school… So I'd learn more stuff and get a better paycheck.
But the tuitions are just so fucking expensive.
I might just take one subject at a time or whatever the minimum allowed subjects you can take at a time (Maybe thats 2 or 3… depending on the course).
That way there's more flexibility in my tuition payments.
I'm not gonna get OSAP… cuz i'll still owe em in the end and the loan has interest… depending on how long the amortization period is gonna be. and I hate being in debt!!!
Such that I keep living expenses to a minimum… no fucking credit card maxing out… unlike some people I know who managed to mass up $20,000 in credit card debt after using credit cards to pay for other credit cards…
Credit cards are only for emergency purposes.
And so… thats why I have a good credit rating thats why it helps me negotiate prices for things. And I get all these credit card offers in the mail that I keep on turnin down.
One credit card is enough. If I get alot of them I'll be tempted to spend beyond my means and use another credit card to pay for another. :(
And then I will be sunk in debt… and be broke. Which is somethin I cannot afford to do since you can get kicked off the job anytime. Fucking layoffs.
Like this person I know whos been working for 12 years and still got laid off. :(
After havin a casual conversation with a financial planner… when I told him this… he disagreed with everything I said about financial planning… lol. :)
He said that debts can be NECESSARY and stuff like education should be seen as "investments"… plus he talked about that being claimable in the income tax.
Comments
Please login to comment.
Login or Register${ comment.author }} at
${ comment.author }} at